Find out what debt help is available:
- Find the right debt solution
- Lower debt repayments
- Stop pressure from lenders
- Clear unsecured debts for good
- Have just one low monthly payment
- No need for a loan
- Reduce debt with UK legislation
- Reduce Your Debts By Up To: 70%
Helps you to deal with any legal, money, welfare benefits issues or other problems.
Find your nearest Citizens Advice Bureau at www.citizensadvice.org.uk or under ‘C’ in your local phone book, and use www.adviceguide.org.uk for other contacts and information.
Community Legal Advice
Provides legal advice in England and Wales.
Phone 0845 345 4 345 or visit www.clsdirect.org.uk
Stepchange Debt Charity
Offers you help to deal with several debts.
Phone 0800 138 1111 or visit www.stepchange.org
Stepchange Debt Charity, Wade House, Merrion Centre, Leeds LS2 8NG.
Financial Services Authority (FSA)
The FSA produces several guides on how to manage your money and these are available online at www.moneymadeclear.fsa.gov.uk
Phone the helpline on 0845 606 1234.
Helps you to deal with debt problems.
Phone 0808 808 4000 or visit www.nationaldebtline.co.uk
Gives you advice on your debts.
Phone 0800 917 7823 or visit www.payplan.com
Offers you help with housing, mortgage debt or problems with welfare benefits.
Phone the free housing advice helpline on 0808 800 4444 from 8am to 8pm, seven days a week (some mobile phone networks may charge for calls to this number).
Or, you can visit www.shelter.org.uk/adviceonline.
For specific Shelter advice on the Homeowners Mortgage Support scheme, call 0300 33 00 515.
To check you are getting all the support you are entitled to:
Council Tax Benefit
To see if you’re eligible for help with your Council Tax bills, contact your local council.
Income Support, Employment and Support Allowance and Jobseeker’s Allowance
For information and advice, or to make a claim for benefit if you are under state pension age
Phone Jobcentre Plus on 0800 055 6688 or visit www.jobcentreplus.gov.uk
For information and advice, or to make a claim for Pension Credit if you are over state pension age.
Phone the Pension Service on 0800 99 1234 or visit www.thepensionservice.gov.uk
Working Tax Credit and Child Tax Credit
For more information about Tax Credits, phone 0845 300 3900 or visit www.hmrc.gov.uk/taxcredits