Find out what debt help is available:

  • Find the right debt solution
  • Lower debt repayments
  • Stop pressure from lenders
  • Clear unsecured debts for good
  • Have just one low monthly payment
  • No need for a loan
  • Reduce debt with UK legislation
  • Reduce Your Debts By Up To: 70%

Useful Links

Citizens Advice

Helps you to deal with any legal, money, welfare benefits issues or other problems.
Find your nearest Citizens Advice Bureau at or under ‘C’ in your local phone book, and use for other contacts and information.


Community Legal Advice

Provides legal advice in England and Wales.
Phone 0845 345 4 345 or visit


Stepchange Debt Charity

Offers you help to deal with several debts.
Phone 0800 138 1111 or visit
Stepchange Debt Charity, Wade House, Merrion Centre, Leeds  LS2 8NG.


Financial Services Authority (FSA)

The FSA produces several guides on how to manage your money and these are available online at
Phone the helpline on 0845 606 1234.


National Debtline

Helps you to deal with debt problems.
Phone 0808 808 4000 or visit



Gives you advice on your debts.
Phone 0800 917 7823 or visit



Offers you help with housing, mortgage debt or problems with welfare benefits.
Phone the free housing advice helpline on 0808 800 4444 from 8am to 8pm, seven days a week (some mobile phone networks may charge for calls to this number).
Or, you can visit
For specific Shelter advice on the Homeowners Mortgage Support scheme, call 0300 33 00 515.


To check you are getting all the support you are entitled to:


Council Tax Benefit

To see if you’re eligible for help with your Council Tax bills, contact your local council.


Income Support, Employment and Support Allowance and Jobseeker’s Allowance

For information and advice, or to make a claim for benefit if you are under state pension age
Phone Jobcentre Plus on 0800 055 6688 or visit


Pension Credit

For information and advice, or to make a claim for Pension Credit if you are over state pension age.
Phone the Pension Service on 0800 99 1234 or visit


Working Tax Credit and Child Tax Credit

For more information about Tax Credits, phone 0845 300 3900 or visit

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